The tendency of a loan today is increasingly in the direction of loans without is the abbreviation for protection association for general credit protection . The duty is to research the creditworthiness of an applicant borrower.
What does actually mean?
The tendency of a loan today is increasingly in the direction of loans . its duty is to research the creditworthiness of an applicant borrower. The collected reports can then be queried when they are needed at the information. Normally this is usually done by credit companies and money institutions. But also mail order companies or department stores often check their customers. they receives all contractual agreements of a customer. If the borrower does not comply with his contractual terms, this will be immediately forwarded. So this can collect all data of the customer and give in the case of a request information. More and more lenders are offering offline and online opportunities to apply for a loan. If it is the case that the applying borrower is negatively registered, so he can only resort to a loan.
What are the requirements?
In the usual case, personal income is a basic requirement for a loan without , and in the case of a loan without , it is not necessary to prove surety or other collateral , which is normal for a normal loan . No other borrower will be involved. In the current credit sector, it is quite common to include the spouse in the contracts. For a loan without , each spouse can apply for and take out a loan on their own. There are the usual small loans of about 3 500 euros which are paid back in up to 40 permanent monthly installments. In addition, more and more private banks from Germany are joining. Mainly you will find these banks in the middle market. To get a loan without at different heights is entirely up to the forgiving institutions. Also, the duration of the contracts or other contractual terms may vary between lenders. A loan without a for the unemployed is as good as not possible, unless he can provide collateral. What else remains to be said. Loans without are never tied to a purpose. They can be used freely after the award. A loan without is a good way to receive cash benefits even with a negative credit rating.